Plan the home and the complete project.
Hilltop helps buyers understand the figures a lender may consider, from the home and factory options to delivery, installation and site work.
Financing starts with an accurate quote.
Your payment depends on credit, down payment, loan structure, land and total project cost. We can help you compare homes and prepare a realistic quote to discuss with a qualified manufactured-home lender.
Bring these details when you call
- Whether you own land or are still looking
- Your preferred home and factory options
- The installation address or target area
- Your estimated down payment and monthly budget
Apply with our lending partner
Hilltop works with 21st Mortgage (and also accepts Triad) for manufactured-home lending. Applying doesn't commit you to a specific home — it's a starting point for understanding what you may qualify for.
Apply with 21st MortgageAll financing is subject to lender approval, credit qualification and program terms. Any payment estimate shown on this site is illustrative only and is not a loan offer, pre-qualification or commitment to lend.
Every home listing includes a built-in payment calculator so you can try different down payments and terms before you call.
Browse homes & try the calculator